- Either I win a lottery(which I highly doubt)
- I have paid off my home mortgage(which looks probable)
The fundamentals are still weaker and when you have US Govt bailing out failing institutions then you stop innovation and ability of new institutions to take their place and bring new work ethics but with continued bailout, the Fed and the Treasury have made sure that the cyle greed-->unwanted risks-->bailout-->greed continues unabated.
We will certainly have more bubbles and more bailouts in the future and this will greatly impact our 401k and IRA accounts and will certainly increase our taxes!!!!
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