Equifax: Free FICO Credit Score

Equifax is offering a free FICO score to first 10,000 people!
It's free. No credit card required. No obligation.

Here is the link : click here

I got mine and my score is 771 and the website gives suggestion to improve your score.

Key Factors Affecting Your FICO® Score

1. You have too many credit cards carrying balances.

Your FICO® score was hurt because you are carrying balances on too many credit cards at once.

What to do about this: You should consider paying down the balances on your credit cards and keep the balances low. However, consolidating or moving your debt from one account to another will usually not help your FICO® score since the same total amount is owed.

Interestingly, I only carry balances on two of my credit cards. This leads me to believe that am already in the top tier and if I do pay down my balances, I could possibly vault into 800s.

How often can I request my free FICO® score from this website?
You can receive one free Equifax FICO® score from FreeFICOScore.com every 12 months.

After I got the score, I tried to close my account but MyFico wouldn't allow that. However, they can only permanently lock your account, which is what I requested.

Here is the number to call to lock your online account: 1-800-319-4433 or go here.